Health Care Delivery System During The United States

Health Care Delivery System in the United States The whole world has issues with healthcare and how to provide care for all their citizens. The United States is currently in the process of making changes to its healthcare system. There are currently multiple types of health insurance in the United States. Today, I will address the health care insurance I have, its products, source of my insurance, my out-of-pocket expenses, the level of coverage I receive with my plan, the major limitations to my coverage, and the process of receiving needed care, needed care in my plan including exams, how to get to a specialist if needed and the process for non-emergency care. I have public health insurance provided by the military (MHA507 Module 1 Home†¦show more content†¦Not to mention, it is one of the benefits that was offered when you sign your contract to give up your life and become a member of the military. With the exception of the family dental program which has a minimum premiums and a cost share. My family does have this plan and there is co-pay and deductible for dental work but well visits has no out-of-pocket cost. Since dental work is not needed all the time for the most part my family does not have to pay out-of-pocket for all areas of health care (Tricare ,2015). With my insurance I have no out-of-pocket expense. I have no premiums, co-pay or deductibles. I do have to stay with in the MFT or have a referral in order for this to be true. An example of when you may have to pay out-of-pocket and be reimbursed would be the situation that I currently am in the process of dealing with at this time which is submitting the paperwork to be reimbursed for my breast pumps and supplies; according to Tricare what is covered is breast pumps and supplies. You can buy a pump out-of-pocket at any retail store or pharmacy and send in a claim to the military insurance using DD form 2642 and filling out all the form signing it and attaching a copy of the receipt and a copy of your prescription (Tricare, 2015). I have 100% coverage for all health care needs as an active duty member and my family only has a cost share and premium on their dental care. The coverage should never